Billing & Insurance

Ophthalmology Associates is a participating provider for Medicare and electronically submits directly to Medicare for you. In addition, we participate in a number of insurance plans and HMO’s. Since each insurance plan is different, please inquire with your insurance company about participation, deductibles, co-payments and the need for referrals. Also, prior to your appointment please check to see if routine eye exams such as Refraction is a covered service. If you submit your own insurance, Ophthalmology Associates will provide you with all the necessary information.

Please be sure to bring any insurance cards, a list of your current medications and the names of any physicians you would like us to communicate with. To facilitate the prompt payment of deductibles, co-payments and balances remaining after insurance payments, our office will accept most major credit cards and other forms of payment. All co-payments are due at time of service. If there is a financial hardship, we encourage you to speak with our billing and collections staff. In some cases, a special payment schedule may be allowed.

Special Financing Promotions



Ophthalmology Associates offers financing through CareCredit—different from a regular credit card. You can use it to pay for out-of-pocket expenses not covered by medical insurance and special financing options are available that you may not be able to get with other cards. Pay for health and wellness care at over 200,000 enrolled providers across the nation including Ophthalmology Associates. Once you’ve applied, you can use it again and again at any location that accepts CareCredit.*


Alphaeon Credit


With the ALPHAEON CREDIT card*, you’ll find a wide array of monthly payment options to help your reach your individual goals.

The ALPHAEON CREDIT card allows you to move forward today without delay. Plus, with special financing options not available with other credit cards, you may find the ALPHAEON CREDIT card is the better way to pay.

With the ALPHAEON CREDIT card, you can receive the care your physician recommends with flexible payment options that fit your lifestyle.

Apply today so you can focus on looking, feeling, and being your best.

*Subject to credit approval and availability. Purchase must be made using the ALPHAEON CREDIT Card Account. ALPHAEON CREDIT Card Accounts are offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. Account must be in good standing at the time of purchase. At no time will the minimum payment due be less than $27.00. Minimum interest charge is $2.00 per credit plan. Standard variable APR of 28.99%, based on the Prime Rate. Comenity Capital Bank issues ALPHAEON CREDIT Card Accounts which can be used with participating physicians.

LASIK Rewards

Receive a $100 American Express gift card after your LASIK procedure or for a referral.

Are You A Candidate for LASIK?

Take a Self Test Now

Meet Dr. Nathan Carpenter

Dr. Carpenter will join Ophthalmology Associates July 31, 2019 and specializes in pediatric ophthalmologist.

Learn About Lasik

Our doctors have vast experience performing LASIK surgeries. We would be more than happy to provide further education on LASIK.

20/20 Optical

20/20 Optical offers designer frames and a variety of contact lens styles and brands.

Request An Appointment

Ophthalmology Associates has been serving the greater Mankato area for over 50 years and our goal has been to provide our patients with the utmost in personal attention and the very best in eye care services. Contact us to set up your appointment today!